Terms of Service

Effective Date: October 19, 2026

Welcome to Collectors MD. These Terms of Service (“Terms”) govern your access to and use of collectorsmd.com, including our educational content, resources, programs, and other services made available through the website.

Collectors MD LLC (“Collectors MD,” “CMD,” “we,” “us,” or “our”) is committed to promoting healthier, more intentional collecting habits through education, awareness, prevention, harm reduction, and community support.

By accessing or using our website or participating in services to which these Terms apply, you acknowledge these Terms. Certain programs, services, or activities may have additional requirements or separate agreements.

If you do not agree with these Terms, please discontinue use of the website.

1. About Collectors MD

Collectors MD is an education, advocacy, and advisory organization dedicated to addressing compulsive collecting, problematic spending, and gambling-adjacent behaviors within the modern collectibles ecosystem.

Our activities include, but are not limited to:

• Educational content, awareness campaigns, and prevention initiatives.
• Peer-support meetings and community engagement.
• Responsible collecting and harm-reduction resources.
• Podcasts, interviews, articles, and multimedia programming.
• Strategic consulting, advisory services, and industry partnerships.
• Research-informed educational frameworks and professional training.
• Referrals and connections to independent behavioral health and recovery resources.
  
  

Our mission is to help individuals, families, businesses, and communities better understand collecting-related behaviors, recognize potential risks, and encourage informed, intentional participation.

Collect With Intention. Not Compulsion.

2. Educational & Informational Purposes

All information provided by Collectors MD, including articles, podcasts, educational materials, presentations, downloadable resources, and website content, is intended for general educational, informational, and awareness purposes.

Although our work addresses behavioral health, compulsive spending, gambling-related harm, and recovery, Collectors MD does not provide medical diagnoses, clinical treatment, psychotherapy, or individualized medical, legal, or financial advice through its general educational resources or peer-support programs.

Our content should not be considered a substitute for qualified professional guidance.

Individuals experiencing significant emotional, psychological, financial, or behavioral difficulties are encouraged to seek assistance from appropriately qualified professionals.

3. Peer-Support Meetings & Community Programs

Collectors MD facilitates peer-support meetings for individuals navigating challenges related to collecting, compulsive spending, gambling-adjacent behaviors, and other potentially harmful purchasing patterns.

Participation in these programs is voluntary.

By participating, individuals acknowledge that:

• Peer-support meetings are not a substitute for professional mental health treatment, addiction treatment, or crisis intervention.
• Participants may share personal experiences, opinions, and perspectives that do not necessarily represent the views of Collectors MD.
• Participants are expected to treat others with dignity, compassion, and respect.
• Members should respect the privacy of others and refrain from sharing identifying information or personal stories outside the group without permission.
• Recording, photographing, or distributing meeting content without authorization is prohibited.
• Collectors MD cannot guarantee that other participants will maintain confidentiality, although confidentiality is a fundamental expectation of the community.
  
  

Collectors MD reserves the right to establish participation guidelines and restrict or discontinue participation when reasonably necessary to protect the safety, privacy, and integrity of its programs.

Participation does not establish a therapist-patient, physician-patient, or other licensed professional treatment relationship with Collectors MD.

4. Responsible Collecting & Harm Reduction

Collectors MD recognizes that collecting can provide enjoyment, nostalgia, connection, creativity, community, and personal fulfillment.

We also recognize that certain purchasing environments and behavioral patterns may contribute to financial, emotional, or psychological harm for some individuals.

Our educational initiatives explore topics such as randomized purchasing experiences, variable rewards, scarcity, live commerce, auctions, pack openings, card breaking, and other gambling-adjacent mechanics.

Discussion of these activities does not imply that all collecting is gambling or that participation in these activities is inherently harmful.

Our approach emphasizes education, informed decision-making, personal accountability, harm reduction, and access to appropriate support.

Collecting-related experiences and risk factors vary by individual. No educational strategy, resource, or recommendation is guaranteed to prevent compulsive behavior, financial loss, or other adverse outcomes.

5. No Professional Or Therapeutic Relationship

Accessing Collectors MD’s website, contacting our organization, participating in community programs, or reviewing educational resources does not establish a clinical, therapeutic, fiduciary, or other regulated professional relationship.

Any consulting, advisory, training, or other professional services provided to businesses or organizations are governed by the terms of separately executed agreements, when applicable.

Nothing on this website creates a consulting or contractual engagement with Collectors MD beyond these website Terms.

6. Crisis & Emergency Support

Collectors MD is not an emergency response service or crisis intervention provider.

Our website, contact forms, community meetings, and communication channels are not continuously monitored for emergencies.

If you or someone else is in immediate danger, call 911 or your local emergency services.

In the United States, individuals experiencing emotional distress or suicidal thoughts can call or text 988 to connect with the Suicide & Crisis Lifeline.

For information about available support and recovery resources, visit our Help Now page.

7. Partnerships, Sponsorships, & Third-Party Services

Collectors MD collaborates with organizations across the collectibles industry, behavioral health, recovery, education, and consumer protection sectors.

Our website and content may reference sponsors, strategic partners, service providers, referral organizations, and affiliate relationships.

Some partnerships may involve compensation, sponsorship fees, referral arrangements, or other commercial considerations. Material relationships will be disclosed where required by applicable law.

The inclusion of an organization, product, service, or resource does not constitute a guarantee of its effectiveness, suitability, safety, or outcomes.

Unless expressly stated, third-party organizations operate independently of Collectors MD and maintain responsibility for their own products, services, policies, and practices.

Collectors MD is not responsible for the availability, accuracy, content, or practices of independently operated third-party websites or services.

Users are encouraged to review the applicable terms and policies of any third-party organizations they choose to engage with.

8. Intellectual Property

Unless otherwise indicated, original content developed and owned by Collectors MD, including its branding, logos, educational materials, written content, videos, podcasts, frameworks, graphics, and other creative works, is protected by applicable intellectual property laws.

This includes original materials associated with:

• The CMD Framework.
• #RipResponsibly.
• The Collector’s Compass and other CMD-produced programming.
• Responsible collecting educational resources, training materials, and awareness initiatives.
  
  

You may access, read, and share publicly available Collectors MD content for lawful personal, educational, and noncommercial purposes, provided that appropriate attribution is maintained.

The reproduction, modification, commercial redistribution, resale, or unauthorized use of protected materials may require prior written permission from Collectors MD.

Nothing in these Terms transfers ownership of any intellectual property to website visitors or program participants.

Third-party trademarks, logos, content, and other materials remain the property of their respective owners.

For licensing, collaboration, or content usage inquiries, contact info@collectorsmd.com.

9. Acceptable Website & Community Use

By accessing our website or participating in applicable programs, you agree to use our resources lawfully and respectfully.

Users may not:

• Harass, intimidate, threaten, or discriminate against other participants.
• Disclose another participant’s private information without authorization.
• Misrepresent an affiliation with Collectors MD.
• Use CMD materials for fraudulent, misleading, or unauthorized commercial purposes.
• Attempt to disrupt, compromise, or gain unauthorized access to our website or associated systems.
• Use our community programs to solicit, exploit, or pressure vulnerable individuals.
• Record or distribute confidential meeting discussions without authorization.
  
  

Collectors MD may restrict access to its programs, online communities, or services when these expectations are violated, subject to applicable law and any separate agreements.

10. Privacy & Personal Information

We respect the privacy of individuals who engage with Collectors MD.

Information submitted through our website, contact forms, registrations, newsletters, and related services is handled in accordance with our published Privacy Policy and applicable laws.

Please review our Privacy Policy for information about our data practices, including the collection, use, and protection of personal information.

We encourage participants to exercise discretion when sharing sensitive personal, financial, or behavioral health information in community settings.

11. Accuracy & Availability of Information

Collectors MD strives to provide accurate, relevant, and useful educational information.

However, topics involving behavioral health, consumer protection, technology, the collectibles industry, and gambling-related regulation continue to evolve.

We do not guarantee that all website content will remain complete, current, or applicable to every individual’s circumstances.

Information may be revised, removed, or updated without prior notice.

We may also modify, suspend, or discontinue website features or community programs, subject to applicable law and contractual obligations.

12. Disclaimers & Limitation of Liability

To the extent permitted by applicable law, the Collectors MD website and its general educational resources are provided on an “as available” and “as is” basis, without warranties of any kind, whether express or implied.

Collectors MD does not guarantee specific educational, behavioral, recovery, financial, or professional outcomes from use of its publicly available resources or participation in its peer-support programs.

To the maximum extent permitted by applicable law, Collectors MD LLC and its officers, employees, contractors, and representatives will not be liable for indirect, incidental, consequential, special, or punitive damages arising from use of the website or general educational resources.

Nothing in these Terms excludes or limits liability that cannot lawfully be excluded or limited.

These provisions do not supersede the terms of separately executed consulting, sponsorship, training, or other professional services agreements.

13. External Links & Resources

Our website may contain links to external websites, service providers, recovery organizations, educational platforms, or commercial partners.

These links are provided for convenience and informational purposes.

Collectors MD does not control third-party websites and is not responsible for their content, security, privacy practices, or availability.

Accessing external resources is subject to the terms and policies established by those organizations.

14. Changes to These Terms

Collectors MD may update these Terms periodically to reflect changes in our services, programs, website operations, or applicable legal requirements.

When changes are made, the effective date at the top of this page will be updated.

Material changes may be communicated through our website or other appropriate channels.

Continued use of the website after updated Terms become effective may constitute acceptance where permitted by applicable law.

15. Governing Law

These Terms are governed by the laws of the Commonwealth of Pennsylvania, United States, without regard to conflict-of-law principles, except where applicable law requires otherwise.

Any disputes arising from these Terms will be addressed in accordance with applicable law and any valid, separately executed agreements between the parties.

16. The CMD Foundation

17. Contact Information

For questions regarding these Terms, use of our materials, community participation, or our services, please contact:

Collectors MD LLC

Website: www.collectorsmd.com

Email: info@collectorsmd.com